Self Certification Mortgage
Self-certification mortgages are an extremely useful product mainly suitable for those having difficulty proving their incomes.
If you are self employed, a contractor, freelance, a company director, commission based worker or if you have more than one source of income we can advise you on maximising your borrowing potential.
Our specialist brokers have access to the entire mortgage market in the UK and as they are independent, will source the most suitable self-certification mortgage for you.
We work closely with lenders who realise that self employed customers are often hit hard when applying for finance. With self-cert mortgages the rules are different to conventional mortgages and the restrictions have been markedly reduced. Also the rates are becoming increasingly comparable to, and in some cases better than, the full status mortgages that you find available from the large high street lenders.
There is also now increasing flexibility in the self-certified products provided by a number of lenders. This too is a great benefit to self employed borrowers, who are more likely to have a variable income.
At Hurleys we have access to the whole of the market and will advise you if this is the most suitable product for you, which lender to choose and the most efficient way to proceed.
The Overall Cost for comparison is 4.1% APR. Actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Rate correct as at 17/03/2011