Secured / Unsecured Loans

Secured loans can be used for any purpose. Often secured loans are used to consolidate debt, home improvement or to purchase a car.

Secured loans use one or more of your assets as security should you be unable to repay the loan amount. They are in effect small mortgages although secured loans are different in that they require no up front survey or legal fees.

Secured loans offer better interest rates than unsecured loans due to the security provided for the lender by the property. They are also easier to obtain.

Repayments on secured loans are monthly and over a fixed period of time, usually between three and twenty five years. There may also be early repayment penalties.

Secured loans are not regulated by the Financial Services Authority.

At Hurleys we have access to the whole of the market and will advise you if this is the most suitable product for you, which lender to choose and the most efficient way to proceed.

Contact us now or click on the enquiry form and we guarantee one of our fully qualified consultants will contact you the same working day.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE  OR ANY OTHER DEBT SERCURED ON IT